LEARN SOME FACTS ABOUT INDIA’s FAVOURITE INVESTMENT ASSET – BANK FIXED DEPOSITS

> How Fixed / Guaranteed is a Fixed Deposit?
– Well most PSU Banks are well-funded and stable, so the risk is negligible.

> Historically what is the yield?
– For the last 20 years it is falling from about 10.5% to 5.5% (pretax) just before the Fed Interest rise.
– Post-tax it would be around 4.4% to 4.9% depending upon your Income Tax slabs of 20 or 30%

> Historically the Indian Inflation rate is 6-7%
– At post-tax 4.4-4.9% yield, there is ABSOLUTELY NO CHANCE you can build wealth parking FDs

WHAT IS THE SOLUTION?
> Equity Markets? (What if something like Suzlon|RelianceNatural|Larus Labs|Adani happens to your portfolio)
> High Yield NCDs? (What if some think as DHFL|FutureEnterprises|Religare happens to your debt portfolio)

WHAT DO YOU ACTUALLY NEED?
> Risk Assessment based on your age/income/financial circumstances
> Flexible Asset Allocation between Quality Debt & Equity
> Learn to use Debt & Hedge as an Accelerator
> Rotate your Assets when they Slug
> Build Multiple Income Streams
> Plan Taxes not just file Tax Returns

Hope you have learned something in the last 2 mins. Oh one last thing ‘Money making is easy if you are passionate about making Money.’

Call me if you want to learn more about ‘Financial Freedom’ and Accelerate your Wealth @ +91 7777 043 999 or visit www.nielnray.com

(this information is for educational purposes and not investment or trading tips. Please consult your #financialadvisor before investing or trading)

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